What is it?
Using your Realtor's AFFILIATED "Same Name" Mortgage and
Title Company to handle your home loan and closing.
Did you shop around for mortgage quotes?
Or just blindly use whoever your Real Estate Agents said?
- Do your Realtor, Mortgage, and Title Company all have the
same company name?
- Is your Realtor also your Loan Officer?
Realtors are licensed to help buy and sell homes. They are not trained in financing!
- Did your Realtor have you sign an "Affiliated Business Disclosure" notice?
- The Law says YOU can pick whoever YOU want as a lender and title company.
Are you getting pressured to use who the agent wants?
How much is convenience worth month after month, year after year? In just a few minutes on the phone, you can get a better deal from an established local direct lender who is NOT affiliated with your Realtor!
Although it is very convenient to use the affiliated lender and title company across the hall, you typically PAY for that convenience with higher rates and fees than you could find elsewhere. Sometimes the Realtor makes it sound as if you have to use their affiliated companies. YOU DON'T.
Print out the report - Show
it to your Real Estate Agent
Tell Them NO to HIGHER RATES and FEES from their Affiliated Companies!
Equal Housing Lender -
33 Wentworth Ave E #290,
Saint Paul, MN 55118
Policies, Procedures, Disclaimers
We lend for properties located in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota only. Licensed as Cambria Mortgage. NMLS 322798. Any duplication of any materials is strictly prohibited. All images, text, and materials copyright © 1998-2022. Metzler Enterprises, LLC. All Rights Reserved. Joe Metzler, MLO. NMLS 274132. Not an offer to enter into an interest rate lock agreement.